Get With the Credit Repair Company That Actually Delivers Results Not Excuses.

We’ve Helped Over 30,000

Clients & Removed $100 Million

in Debt—Are You Next?

We Don’t Just Talk Credit Repair—We Show Receipts. 30,000 + Clients Served.

What We Can Remove

  • FORECLOSURES

  • COLLECTIONS

  • CHARGE-OFFS

  • STUDENT LOANS

  • JUDGMENTS

  • MEDICAL BILLS

  • LATE PAYMENTS

  • REPOSSESSIONS

  • PUBLIC RECORDS

  • BANKRUPTCIES

  • CHILD-SUPPORT

  • HARD INQUIRIES

WHAT HAPPENS

AFTER PURCHASE?

01

Purchase Your Plan

Secure your spot and get started.

02

Activate Smart Credit

($39/MONTH REQUIRED)

Mandatory to start your service

  • Must be activated immediately after purchase and submit the $39 payment

  • We cannot access or work your credit without it

NO SMART CREDIT = NO SERVICE (ACCOUNT ON HOLD)

03

Complete Onboarding + Submit Documents

Check your email immediately after purchase and complete onboarding.

Required Documents (Non-Negotiable)

  • Valid Government ID

  • Social Security Card or SSN

  • Proof of Address (dated within last 30 days)

Acceptable forms of proof of ADDRESS

Utility bill · Bank statement · Lease or mortgage statement

04

We Begin Your Disputes

Once Smart Credit is active and onboarding is complete:

  • Your 1st round is sent out after onboarding

  • You receive 6 total rounds (unless on the Unlimited plan)

  • A new round is sent every 30–45 daysst 5

We handle the process — you focus on results

Important

If any step is incomplete:

X Smart Credit not active

X Onboarding not completed

X Documents not submitted

Your Account Will Not Be Started

Choose Your Pricing Plan

Diamond Credit Restoration

$175

Normal Price: $400

A comprehensive credit restoration solution designed to help you take the first step toward a stronger financial future.

What’s Included:

  • Full Credit Report Review

  • Credit Audit & Strategy Session

  • Removal Efforts for Negative Items

  • 2 Rounds of Bureau Challenges

  • Ongoing Progress Updates

  • Personalized Credit-Building Recommendations

  • Client Support Throughout the Process

Best For: Individuals looking for professional credit restoration at an affordable investment.

Investment: $175

Platinum Credit Restoration

$350

Normal Price: $1200

Our premium restoration package for clients seeking a more aggressive approach and additional credit-building support.

What’s Included:

Work your profile until it's where it needs to be.

  • Everything Included in the Diamond Plan

  • Removal Efforts for Negative Items

  • 3 Rounds of Bureau Challenges

  • 1 Tradeline Included*

  • Priority Processing & Support

  • Enhanced Credit-Building Strategy

  • Funding & Approval Readiness Guidance

Best For: Clients who want a more comprehensive credit restoration experience and additional credit-building tools.

Investment: $475

WhAT OTHERS ARE SAYING ABOUT THEIR

EXPERIENCE...

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FREE 15-MINUTE CONSULTATION CALLS

Consultations are completely optional—many of our clients join without ever booking a call because our results and reviews speak for themselves.But if you’d like answers before getting started, we’ve made it easier than ever to connect with our team!

  • Questions about repairing your credit?

  • Curious about our mentorship opportunities?

  • Want to learn how we’ve already transformed thousands of lives?

This is your chance to get clarity, confidence, and direction—in just 15 minutes with our expert team.

—No charge, no excuses.

WANT TO LEARN THE EXACT SYTEM THAT

GENERATES 1,000+ NEW CLIENTS MONTHLY AND

BUILD A 7-FIGURE CREDIT REPAIR BUSINESS?

About

Meet Meg Floyd

I’m Meg Floyd, entrepreneur, credit strategist, and founder dedicated to helping individuals create opportunities through financial literacy, credit education, and business ownership.

My journey began with a passion for helping people gain access to the resources and knowledge needed to improve their financial situations and pursue bigger goals. What started as helping a few people navigate their credit and financial challenges has grown into a business that has impacted hundreds of clients and aspiring entrepreneurs.

Today, I work with individuals who want more—more financial freedom, more opportunities, and more control over their future. Whether you’re looking to strengthen your credit profile, position yourself for funding opportunities, or learn how to build a business of your own, my mission is to provide the guidance, education, and support needed to help you move forward with confidence.

I believe your current circumstances don’t determine your future. With the right strategy, consistency, and support, you can position yourself for homeownership, business growth, investments, and long-term financial success.

What makes my approach different is that I focus on education and empowerment. My goal isn’t just to help clients reach a financial milestone—it’s to help them understand the process and create lasting results they can build on for years to come.

When you work with me, you’re not just getting a service. You’re gaining a partner who is invested in your growth and committed to helping you unlock new possibilities.

Your goals are closer than you think. Let’s build your next chapter together.

CLIENT SUCCESS STORIES

STILL NOT SURE?

FREQUENTLY ASKED QUESTIONS

Do I need a Consultation?

Consultations are optional and not required. Upon purchasing you will not receive a consultation call unless you have booked one, you will only receive onboarding instructions and communication will be done by email and client portal only. If you feel like you need a consultation call, please book one. We get things done with out having to have a phone call, our communication is great! Here is the link for consultation: https://calendly.com/taxacadteam

How long does it take to see results?

We’d love to have you on board! Simply hit the button below, call our team, or DM us, and someone will be in contact with you within 24 hours.

What items can you remove?

We dispute closed/negative accounts only.

How Can I Improve My Score?

Start with us today! Whether it’s getting negative items removed or positive lines added, we can help!

Where Can I See My Credit Reports? Is There a Charge for This?

We use Smart Credit because it includes all 3 credit reports (Experian, Equifax, and Transunion). While we do not charge a monthly fee for credit repair, Smart Credit does charge monthly to provide you and us a refreshed copy of your credit report each month.

If you use our affiliate link, the monthly charge will be around $39. It is mandatory that you are up to date with your Smart Credit payment so we can check for updates and send new rounds out to the credit bureaus.

How Long Does it Take to Fix My Credit?

Please allow 2 business days after all information has been received for us to prep and mail your disputes out to the 3 consumer reporting agencies. Once they are delivered to them, processing time starts!

The basic package includes 3 rounds (typically takes around 3 months), and the premium plan includes 6 rounds (typically around 6 months). However, the majority of our clients start seeing results in the first 90 days.

Remember, we are credit repair specialists, not magicians. We fight on your behalf, using consumer laws each month to get accounts removed. Credit repair takes patience! With that being said, there are no refunds.

How Long Until I Start Seeing Results?

You can expect to see results in at least 30 days, with it taking up to 90 days in some cases.

How Do I Get Started?

We’d love to have you on board! Simply hit the button below, call our team, or DM us, and someone will be in contact with you within 24 hours.

TAKE CONTROL OF YOUR CREDIT TODAY!

© 2026 Credit Academy | All Rights Reserved

Megan: (945)-295-5078

This site is not a part of the Facebook website or Facebook Inc. Additionally, this site is NOT endorsed by Facebook in any way. FACEBOOK is a trademark of FACEBOOK, Inc. Results may vary, and testimonials are not intended to guarantee or represent that same results will be achieved. Credit Academy provides services to help you on your journey to financial empowerment and does not promise specific outcomes.